Appraisal services for Lewiston and Trinity County homeowners
See the top seven reasons California homeowners order from Nedra Colvin Appraisal Services:
We at Nedra Colvin Appraisal Services understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. Being a homeowner that probably doesn't look at appraisals every day, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Nedra Colvin Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in a region that's going down. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Nedra Colvin Appraisal Services is your perfect weapon when challenging your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping people just like you rid themselves of unneeded PMI insurance.
Was your HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Nedra Colvin Appraisal Services can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Nedra Colvin Appraisal Services can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though most review work is commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.